Welcome to the BFL CANADA’s Certificate - Client Site. Your use of this Website indicates your agreement with the following Terms of Use. If you do not agree to any of the enclosed Terms, please leave this Website.

BFL CANADA (“BFL”) reserves the right to amend these Terms of Use at any time and without prior notice. Such modifications shall become effective upon posting. We strongly encourage you to review the Terms of Use periodically. Your continued use of the Website signifies your acceptance of these changes.

Your access and use of this Website are subject to the laws and regulations in force in the Canadian province or territory in which you reside. Moreover, you agree to comply with Canadian legislation with regards to the transmission of any information obtained on this Website, not to use this Website for any illegal purposes and not to interfere with or disrupt the networks connected to this Website. Certain products and services mentioned on the Website may not be available in the province or territory in which you reside. If you have question, please contact a BFL representative at 1 (866) 688-9888.

The BFL Website and all the content published on it are protected by copyright, trademark, service mark, international conventions and all other intellectual property legislation effective in Canada and abroad. Without limiting the generality of the foregoing, all texts , articles, blogs, photographs, images, designs and all other elements comprising this Website are also protected by copyright. All rights reserved.

BFL CANADA is a registered trademark of First Lion Holdings Inc. used under license by its subsidiaries, which include BFL CANADA Risk and Insurance Inc., Financial Services Firm, BFL CANADA Risk and Insurance Services Inc., BFL CANADA Insurance Services Inc. and BFL CANADA Consulting Services Inc. All the subsidiaries are registered with their relevant regulatory authorities.

Certain names, words, titles, phrases, logos, icons, graphics, designs or other content on the Website may constitute trademarks or trade names of BFL or of third parties. In the latter case, they may be used by BFL under license. Trademarks may not be used without prior written consent of their owner. Nothing on the Website may be interpreted as granting you the right to use trademarks and other components protected by the Trade-marks Act.

Any unauthorised downloading, re-transmission, copying or modification of trademarks and/or of the Website’s content constitutes a violation of federal or of other applicable copyright and trademark laws and can be subject to prosecution.

BFL, its subsidiaries and associated companies, their directors, officers, owners, associates, employees, agents, representatives, successors and respective assignees (the “Affiliate Members”) offer no guarantee as to the accuracy, relevance or reliability of the Website’s content, nor that it will free of errors and omissions. The content of this Website is provided for information purposes only and BFL is under no obligation to keep it current. Under no circumstance shall the information contained on this site be construed as professional advice whether of a financial, legal or medical nature. BFL declines any responsibility for its use.

Hyperlinks leading the Visitor to websites operated by third parties or enabling the use of websites operated by third parties to share content from the BFL Website are made available for convenience only and in no way imply support, implicit or explicit, of the websites to which they link, to their content or to other sites connected to them. BFL cannot be held responsible for their content, the use that you make of these third parties websites or of your compliance to their terms of use.

BFL offers no guarantee that the information, the softwares or all other material, accessible through the Website or through hyperlinks leading to other sites, are free of viruses, worms, Trojan horses or other harmful components. In the absence of an appropriate encryption device, the use of Internet or electronic communication is not entirely secure and the confidentiality of the information cannot be guaranteed.

In addition, without restricting the generality of the foregoing, BFL and its Affiliate Members are in no way responsible for losses, damages, suits, claims or expenses, be it direct or indirect, arising from the use of the information included on the Website or related in any way to the access or use of the Website. If you are dissatisfied with the Website or one of its services, your sole and exclusive remedy is to discontinue using the Website.

BFL CANADA is committed to upholding your right to privacy in accordance with the laws of Canada and of all Provinces and Territories respecting the protection of personal information. You can read our privacy policy under the Privacy section.